A Few Reasons For You To Rely On An Indiana Truck Accident Lawyer Instead of an Insurance Company
If you, or a family member, are in a truck accident in Indiana, you may have many physical and emotional issues to struggle with during the coming years. One of the concerns that will come up, after dealing with the most pressing physical issues you face, is whether to rely on an Indiana truck accident lawyer to help you with your claim, or to deal by yourself with the truck driver or carrier’s insurance company. Here are some of the reasons you should hire an advocate for yourself, instead of trying to reach a settlement with the insurance company alone.
Truck accidents tend to cause catastrophic injuries
Both truck drivers and the trucking companies are required, by law, to operate with a minimum amount of insurance of at least $1 million. The reason the minimum sum is so high is because of the devastating effects these accidents can cause. Truck accidents tend to cause catastrophic injuries, permanent disabilities and even death. As a result there also tends to be extremely high medical bills and lost wages, among other damages, for the victims.
When you’re in a trucking accident you may be very concerned about fulfilling you and your family’s basic needs right now, from paying bills while out of work to concern over mounting medical bills. That is understandable. However, don’t let concern over the present derail your considerations of the future. For instance, it is not uncommon for an insurance company to offer a quick settlement before the full extent of your medical issues are fully diagnosed and determined. If you settle before realizing you will need a $500,000 surgery, for instance, all of a sudden that $20,000 quick and easy settlement doesn’t seem like such a good deal anymore.
There are lots of considerations into what makes a fair settlement
There are many considerations to take into account when determining what is, and is not, a fair settlement offer from an insurance company. Most likely, this truck accident is a once in a lifetime experience for you or your family member. What this means, however, is that this is your first time dealing, on this large of a scale, with complex insurance claims, and issues of liability and damages. An experienced truck accident lawyer can bring knowledge to bear from many such claims to help you try to get what you deserve.
The insurance company is not on your side
Finally, you should rely on an experienced truck accident attorney to help you with your claim, instead of negotiating by yourself with the insurance company, because the insurance company is not on your side. Although the person, or persons, you deal with from the insurance company may be nice, compassionate people, they are employees of a company that is trying to make a profit. As such, the company’s goal is to pay you as little as possible to conclude the claim. Therefore, it is prudent to have an experienced advocate on your side to help you know when what they are offering is actually fair, and will reasonably compensate you for the losses suffered.
Starr Austen and Miller, an Indiana truck accident law firm, focuses on representing individuals and their family members in serious personal injury and wrongful death cases, such as those often involved in trucking accidents. If you or a loved one have been in a truck accident you can contact StarrAusten for a free consultation to discuss your case.
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